Credit Analyst — SME Lending

Company: Yes Bank

Location: Mumbai

• Assess creditworthiness of SME borrowers (financial analysis).

• Build cash-flow models and stress-test repayment capacity.

• Review legal documents and security structures.

• Prepare credit notes and risk grading recommendations.

• Interact with relationship managers to structure suitable facilities.

• Monitor portfolio performance and flag early warning signals.

• Maintain MIS and loan tracking dashboards.

• Required: 2–4 years in credit analysis/SME lending.

• Preferred: CA/ICWA inter or MBA finance, attention to detail.

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